GSSSB Assistant Social Welfare Officer (Advt. No. 116/201617) Provisional Answer Key Declared 2018
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Another method for marketing cheap loans is to offer a very attractive introductory rate to which the lender adds additional service fees and charges. The law requires lenders to be completely transparent with these additional fees, but how many borrowers actually take the time to understand the details? It could be that the cheapest loan on the market does not end up being so cheap with all the extra service charges and fees. It is wise to compare loans for things such as origination fees, late fees, missed payment fees, insufficient funds fees, and the like. Do not pay more than you have to for the service and maintenance of your loan
